Finance and payment
Working-capital math across TT, LC at sight, LC 60 day, DP, and OA. LC field decoder. Forfaiting and factoring cost. NRA-account suitability decision tree.
- BAB · 银承贴现Live
Bank acceptance bill rate tracker
Reference rates for Chinese 银承贴现 by issuing-bank tier, with the rate-stack breakdown and the 3% premium foreign buyers do not see.
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- TT · LC · OALive
Payment term cost calculator
11 payment terms (T/T upfront, T/T 30/70, LC sight/30/60/90, DP, DA, OA 30/60/90) compared in days from shipment, dollars of working capital, and percent of order value at user cost-of-capital.
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- MT700 · UCP 600Live
LC terms decoder
Plain English summary of common SWIFT MT700 fields, against the UCP 600 article they map to.
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- Forfaiting · FactoringLive
Forfaiting and factoring cost calculator
Discount fee + admin + FX cost on a future receivable. Returns net proceeds + effective annualised cost. 360 / 365 day-count selector.
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- NRA · OSALive
NRA account suitability
Decision tree (DecisionTree component) for the right Chinese-bank NRA structure: BOC default, ICBC/CCB multi-currency, multi-bank treasury, OSA / CNH / onshore FCY alternates where NRA is not the answer.
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- VAT rebate · 2,691 HSProLive
China VAT export rebate calculator (chemicals)
Search the HS chapters 28 to 39 universe (2,691 lines, 1,054 unique HS6) and overlay a rebate rate onto an FOB invoice value. Rate per HS code is hedged to the current chinatax.gov.cn MOF schedule per CLAUDE.md verification rule, with the chinatax.gov.cn redirect on every result.
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