Finance and payment
Working-capital math across TT, LC at sight, LC 60 day, DP, and OA. LC field decoder. Forfaiting and factoring cost. NRA-account suitability decision tree.
- BAB · 银承贴现Live
Bank acceptance bill rate tracker
Reference rates for Chinese 银承贴现 by issuing-bank tier, with the rate-stack breakdown and the 3% premium foreign buyers do not see.
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- TT · LC · OALive
Payment term cost calculator
11 payment terms (T/T upfront, T/T 30/70, LC sight/30/60/90, DP, DA, OA 30/60/90) compared in days from shipment, dollars of working capital, and percent of order value at user cost-of-capital.
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- MT700 · UCP 600Live
LC terms decoder
Plain English summary of common SWIFT MT700 fields, against the UCP 600 article they map to.
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- Forfaiting · FactoringLive
Forfaiting and factoring cost calculator
Discount fee + admin + FX cost on a future receivable. Returns net proceeds + effective annualised cost. 360 / 365 day-count selector.
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- NRA · OSALive
NRA account suitability
Decision tree (DecisionTree component) for the right Chinese-bank NRA structure: BOC default, ICBC/CCB multi-currency, multi-bank treasury, OSA / CNH / onshore FCY alternates where NRA is not the answer.
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- VAT rebate · 2,691 HSProLive
China VAT export rebate calculator (chemicals)
Search the HS chapters 28 to 39 universe (2,691 lines, 1,054 unique HS6) and overlay a rebate rate onto an FOB invoice value. Rate per HS code is hedged to the current chinatax.gov.cn MOF schedule per CLAUDE.md verification rule, with the chinatax.gov.cn redirect on every result.
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- Review worksheetLive
Manufacturer, seller, exporter and payment beneficiary review
Map four legal roles, dated relationship evidence and independent verification. Download unresolved questions and a clarification draft.
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- UCP 600 · Article 14(c)Live
Letter of credit fee calculator
Issuance, advising, confirmation, amendment, negotiation and discrepancy fees from your banks' own tariffs, split by who pays, plus the last day to present documents under the UCP 600 21 day rule.
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- T/T · B/L copy · L/CLive
T/T 30/70 payment terms deposit calculator
Deposit and balance on a supplier order, the money at risk before shipment, and T/T 30/70, T/T against B/L copy and L/C at sight compared on your own numbers, with a checklist before the first wire.
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Sourzi shows what official files say. It is not customs or legal advice. For a binding answer, ask a licensed customs broker, a CBP ruling or an Australian Border Force Tariff Advice.
File dates and links are on Data sources.